The official currency is the Cedi (GHC), which is divided into 100 pesewas. Foreign currency can be exchanged at any forex bureau as well as at some commercial banks; banks and foreign exchange facilities are available at the airport and in all major towns. It is advisable to keep currency exchange receipts in order to be able to re-exchange when departing. Banking hours are usually from 8.30am to 3pm Monday to Friday, and most large commercial banks have ATMs located outside, although only limited amounts of Cedis can be drawn at a time. The most widely accepted credit cards are American Express, Diners and Visa, and cards can be used for payment at major hotels and shops, although this can be risky as credit card fraud is very common. The best currencies to bring are US dollars, British Pounds or Euros as other currencies exchange at poor rates. Travellers should be aware that larger Cedi notes can usually only be used in larger establishments such as hotels and restaurants as smaller enterprises will often not have change.
Currency Exchange Rates
|Ghana||GHS 1||GHS 5||GHS 10||GHS 100||GHS 1,000|
|Australia||AUD 0.29||AUD 1.44||AUD 2.89||AUD 28.88||AUD 288.75|
|Canada||CAD 0.28||CAD 1.42||CAD 2.84||CAD 28.40||CAD 283.99|
|Ireland||EUR 0.20||EUR 1.01||EUR 2.02||EUR 20.19||EUR 201.90|
|New Zealand||NZD 0.30||NZD 1.49||NZD 2.99||NZD 29.90||NZD 298.98|
|South Africa||ZAR 2.78||ZAR 13.88||ZAR 27.75||ZAR 277.55||ZAR 2,775.49|
|United Kingdom||GBP 0.17||GBP 0.87||GBP 1.73||GBP 17.31||GBP 173.10|
|United States of America||USD 0.21||USD 1.06||USD 2.13||USD 21.25||USD 212.52|
Note: These currency exchange rates are not updated daily and should be used as a guideline only.
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