Zambia Currency


The Zambian currency is the Kwacha (ZMK), divided into 100 ngwee, but the coins are now worthless and seldom used. It is best to bring US Dollars or Pounds Sterling which can be exchanged at the many bureaux de change found in the main towns. While most of the tourist hotels, restaurants, travel agents and larger shops, especially in Lusaka and Livingstone, accept credit cards, many outlets in the rural areas do not and deal only in local currency. ATMs are available in Lusaka and some of the major towns. Banking hours vary but are usually 8:30am to 2:30pm on weekdays and mornings of the first and last Saturday of the month.

Currency Exchange Rates

Zambia ZMK 100 ZMK 1,000 ZMK 10,000 ZMK 100,000 ZMK 1,000,000
Australia A$ 0.03 A$ 0.26 A$ 2.63 A$ 26.34 A$ 263.43
Canada C$ 0.03 C$ 0.25 C$ 2.50 C$ 25.01 C$ 250.07
Ireland € 0.02 € 0.17 € 1.74 € 17.43 € 174.28
New Zealand NZ$ 0.03 NZ$ 0.29 NZ$ 2.87 NZ$ 28.73 NZ$ 287.26
South Africa R 0.27 R 2.70 R 27.05 R 270.49 R 2,704.93
United Kingdom £ 0.01 £ 0.12 £ 1.23 £ 12.32 £ 123.23
United States of America US$ 0.02 US$ 0.19 US$ 1.88 US$ 18.77 US$ 187.66

Note: These currency exchange rates are not updated daily and should be used as a guideline only.

Become our Zambia Travel Expert

We are looking for contributors for our Zambia travel guide. If you are a local, a regular traveller to Zambia or a travel professional with time to contribute and answer occasional forum questions, please contact us.