Zambia Currency


The Zambian currency is the Kwacha (ZMK), recently divided into 1,000 ngwee (instead of 100), and coins have become largely obsolete. It is best to bring US Dollars or Pounds Sterling which can be exchanged at the many bureaux de change found in the main towns; avoid exchanging money outside of banks or respected hotels. While most of the tourist hotels, restaurants, travel agents and larger shops, especially in Lusaka and Livingstone, accept credit cards, many outlets in the rural areas do not and deal only in local currency. ATMs are available in Lusaka and some of the major towns. Banking hours vary but are usually 8.30am to 3.30pm on weekdays and mornings on Saturdays.

Currency Exchange Rates

Zambia ZMK 100 ZMK 1,000 ZMK 10,000 ZMK 100,000 ZMK 1,000,000
Australia AUD 0.02 AUD 0.24 AUD 2.44 AUD 24.45 AUD 244.48
Canada CAD 0.03 CAD 0.25 CAD 2.52 CAD 25.15 CAD 251.52
Ireland EUR 0.02 EUR 0.17 EUR 1.70 EUR 16.97 EUR 169.70
New Zealand NZD 0.03 NZD 0.26 NZD 2.56 NZD 25.62 NZD 256.21
South Africa ZAR 0.25 ZAR 2.53 ZAR 25.31 ZAR 253.10 ZAR 2,530.97
United Kingdom GBP 0.02 GBP 0.15 GBP 1.51 GBP 15.10 GBP 151.04
United States of America USD 0.02 USD 0.19 USD 1.88 USD 18.77 USD 187.66

Note: These currency exchange rates are not updated daily and should be used as a guideline only.

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